Settl sends AI-powered WhatsApp reminders to your customers — detecting intent, handling extension requests, and auto-replying — so you can focus on your business.
Sharma Electricals
Business Account ✓
Sharma Electricals
Hi Priya! 👋 Friendly reminder: Invoice #1042 of ₹12,500 is due on 15 Dec.
Pay via: bit.ly/sharma-pay
10:30 AM ✓✓
I need 3 more days please 🙏
10:45 AM ✓
Sharma Electricals
✅ Extension request received! We'll review and confirm within 24 hrs. You'll get a WhatsApp update.
10:45 AM ✓✓
Measurable Impact
Fewer manual follow-ups
70%
AI handles extension requests and routine replies, so you stop chasing customers by phone.
Average AI reply time
<2 min
Intent detection kicks in the moment a customer replies — no waiting on a human to notice.
Always-on coverage
24/7
Reminders go out and queries get answered even outside business hours.
Due dates missed
0
Every invoice is scheduled automatically — nothing slips through a spreadsheet gap.
Why Settl
There's no shortage of ways to chase a payment. Here's why 500+ Indian businesses picked Settl over spreadsheets, phone calls, and generic CRM tools.
GST-ready invoicing context, UPI payment links, and native Tally sync — designed around how Indian businesses actually collect payments.
Reminders land where your customers already spend their day. WhatsApp messages get read in minutes, not buried in a spam folder.
Every reply is classified and actioned instantly — extension requests, payment queries, disputes — even at 2 a.m. on a Sunday.
Settl never touches a rupee. Every UPI link pays directly into your own account — we're a messaging tool, not a payment processor.
Import customers via CSV, JSON, or a one-click Tally TDL sync. No developer, no onboarding call required to get your first reminder out.
You remain the data fiduciary for every customer record. We process it only to send the reminders you configure — nothing more.
Everything You Need
From automated reminders to AI-powered intent detection — Settl handles the full collections workflow so you never have to chase a payment again.
Schedule reminders at T-3, T-0, T+1, T+3, and T+7 days around due dates. Your customers get timely nudges — you get paid faster.
5 touchpointsWhen customers reply, our AI classifies intent — extension request, payment link query, general question — and responds automatically.
3 intents auto-classifiedAuto-approve or manually review extension requests. Set extension limits based on amount, history, and customer behavior.
24 hr review turnaroundBring your customers in via CSV, JSON, or direct Tally integration. Get started in minutes, not days.
3 import formatsSee sent, delivered, read, and failed status for every reminder. Retry failed sends automatically with built-in retry logic.
4 status states trackedInstall a lightweight TDL script directly inside Tally and your customer data syncs to Settl automatically.
1-click syncSimple Setup
No complex integrations, no developer required. Three steps and you're collecting automatically.
Use our guided Embedded Signup flow to connect your WhatsApp Business number in under 2 minutes. No technical skills required.
2 min setupUpload a CSV, paste JSON, or sync directly from Tally. Settl maps your data automatically and you're ready to go.
3 import formatsReminders go out on your configured schedule. AI handles replies. You get notified only for things that need your attention.
40% better collectionsTangible Outcomes
Settl changes the day-to-day for everyone involved in getting paid.
40%
Better collections
5 hrs/wk
Time saved
90%
Prefer WhatsApp reminders
Before & After
Based on businesses moving from manual phone follow-ups to automated WhatsApp reminders.
Manual follow-up calls / month
Before
80+
With Settl
~5
Average days to collect (DSO)
Before
45 days
With Settl
18 days
Reminders sent on schedule
Before
~60%
With Settl
100%
10,000+
Reminders sent monthly
95%
Message delivery rate
3×
Faster collections
500+
Businesses onboarded
Before Settl, I was manually calling 80+ customers every month. Now reminders go out automatically and I only step in when someone asks for an extension. Collections improved by 40%.
Ravi Sharma
Owner, Sharma Electricals, Jaipur
“The Tally integration saved us hours of data entry. Our customers actually appreciate the polite WhatsApp reminders — it doesn't feel aggressive like phone calls did.”
Meena Patel
Finance Manager, Patel Trading Co., Surat
“The AI auto-reply is a game changer. When a customer asks for their payment link, it sends it immediately — even at midnight. No delays, no missed follow-ups.”
Arjun Nair
Director, Nair Distributors, Kochi
Transparent Pricing
No hidden fees. Cancel anytime. Designed for Indian SMBs.
₹2 Cr+
18
Indian states reached
6
Industries served
99.9%
Platform uptime
